We create financial products that give technology founders and their teams faster liquidity, downside protection, and institutional-grade wealth creation, years before a traditional exit. Together, these products let startup teams swing bigger, hit harder, and perform better.
Every product exists to do one thing: make you a better-performing founder, by taking the personal downside off the table, accelerating your liquidity, and amplifying your upside so you can swing bigger.
The world's first mutual insurance pool for founder equity. You insure up to 10% of the equity in your startup for a flat annual premium of $5K per $1M insured. If your company fails, you receive a contractual cash payout of $500K per $1M insured, over three to five years.
And because it's a mutual pool, you're not a customer, you're an owner: every insured founder holds dividend shares in the outcomes of every other founder we insure, paid out annually, for life. QSBS intact, no day-one tax bill, no presence on your cap table.
Learn more →A talent-retention weapon against the biggest balance sheets in human history. The EMIP covers the startup equity of employees at Series B to E companies: a contractual cash payout if the company fails, the majority of the upside kept if it wins, and dividend shares in the pool that pay them annually, for life.
Sponsor it as a benefit for about $5K per $1M covered per year. No dilution, no voting rights or board influence, and the pool never appears on your cap table.
Learn more →We don't sell founders software. We build what our founders need (a network with a financial stake in your success, and a machine that runs your whole raise) and hand it over, because we make money when you do.
Vetted founders, investors, advisors and the service providers who actually specialize in startups, plus an introduction engine that maps who knows whom, so a warm intro is always one step away. Every member holds a slice of every other member's upside through the FMIP and EMIP pools, and every founder gets downside protection and early liquidity. A network with a floor.
Explore the Founder Network →The fundraising software the market refused to build, because founders only raise every 12 to 24 months. RTFRM is all of it in one place: 2,500+ investors to research, a funnel that maintains itself, data rooms you can revoke, an investor booking page, and Marina, an AI introduction engine that reads your data room, drafts outreach in your voice, and finds the warm path in.
Explore the Fund Raise Machine →
By making the calculus of becoming a founder an order of magnitude better, we'll help the world get an order of magnitude more startup founders.
Every major leap forward in technology, food security, clean energy, climate science, manufacturing efficiency, and medicine has started with a founder willing to bet everything on an idea. The companies attacking the world's most important problems (sustainable protein, grid-scale storage, carbon capture, AI-accelerated drug discovery) are almost universally startups. Not government programs. Not corporate R&D. Founders.
And yet the financial reality of becoming a founder is designed to deter exactly the people we need most. The expected value of founding a startup is financially negative: below-market salary for years, a greater-than-60% chance of total loss, and no access to your equity for over a decade even if it works. The rational decision, for someone talented enough to build world-changing things, is to take a safer path. Sadly, most of them do.
We built Rising Tide to change that calculus. Not to make founding risk-free (it shouldn't be) but to make the downside survivable, the timeline to liquidity shorter, and the wealth creation real before you've already won. If we can shift the financial math even modestly, we believe significantly more people will make the leap into becoming founders.
And if significantly more talented people make that leap? More startups working on AI & food security. More companies attacking climate. More founders pushing on energy, manufacturing, medicine. That's not just a financial return on our products. It could be multiple leaps forward for humanity.
Every VC tells founders they're the number one priority. They're not. The VC's client is the LP who wrote the check — and the founder is the product being packaged up and sold to them. Here's the con, the math behind it, and what a venture firm that actually served founders would have to look like.
Read → May 15, 2026 The Three-Front War for Your Cap TableWhen a company gets hot, its carefully built cap table starts to unravel — right as an IPO comes into view. The squeeze hits on three fronts at once. Here's how the best operators get ahead of it.
Read → May 14, 2026 You're the Only One Without a ParachuteThe founder takes the most risk, works the most hours, and stands last in line to get paid. Everyone else at the cap table negotiated themselves a floor. Here's the case that founders should too.
Read →Rising Tide was founded by a team with multi-decade backgrounds across both the public and private markets, collectively having managed multiple billions of dollars across market cycles, asset classes, and geographies.
We've worked inside the institutions that set the rules of modern finance. We understand why those rules exist, and exactly where they break down in the world that's coming.
That combination of deep institutional knowledge and a willingness to build outside its constraints is what makes the products we build possible. Others aren't building these products because the existing financial industry profits from founders staying locked up, illiquid, and exposed to catastrophic risk. We built this firm to be the financial partner that startup founders have never had.
We respond to every serious inquiry.
General Inquiries inbound@arisingtide.management → Founder Mutual Insurance Pool For pre-seed and seed founders. Request a private conversation. → Employee Mutual Insurance Pool For CEOs, CFOs and CHROs of Series B to E companies. Request a private conversation. → Book a Call Thirty minutes with the team. →